Eight questions, none of them hard. We work out the range your file supports as an unsecured business loan, the way a lender would read it.
Funding calculator01 / 08
What is the annual turnover of your business?
Take your last full financial year. A rough figure is fine, we are not checking it yet.
₹4 crore
₹50 lakh₹75 crore+
₹
What industry are you in?
Lenders price risk by sector, so this genuinely moves what your file can support.
How long has the business been running?
Counted from registration, not from when you took it over. Vintage is what lenders lean on hardest.
How long would you like the tenure to be?
Unsecured business loans usually run one to seven years.
A longer tenure lowers the monthly outgo. It does not change what you qualify for, so pick what your cash flow can carry.
Have you filed your last ITR?
Filed returns are the single strongest signal on an unsecured file. They are what lets a lender lend without security.
Which is the most recent year you filed for?
Roughly what is your CIBIL score?
An estimate is enough here. We only pull the real one later, with your consent.
Is the business GST registered?
Last question before we show you the number.
GST returns give a lender an independent read on your turnover, which usually lifts the number. Without them the list of lenders is shorter, not empty.
Your indicative range
up to ₹1.2 crore
₹80 lakh₹1.2 crore
Calculated
Your range is ready.
Tell us who you are and we will put it on screen. One call from a specialist after that, nothing else.
Your indicative funding
Congratulations, your business can support
up to ₹1.2 crore
₹80 lakh₹1.2 crore
The working range for an unsecured business loan on a file like yours. Where you land inside it depends on banking conduct and existing obligations.
The number above is capped at ₹10 crore, our upper limit for unsecured business loans, regardless of what your turnover alone would support.
This is an indication of what your file can support, not a sanction and not an offer. Final amount, rate and tenure come from the lender once the file is assessed.
Based on what you told us
This one is worth a conversation.
We would rather not put a number on screen that the market will not honour. Here is what is holding your file back, and none of it is permanent.
There are lenders who look past these, and there are routes that do not depend on them at all. That is a ten minute conversation, not a form.
This is a read on your file as you described it, not a rejection. Nothing here is recorded against you anywhere.
*Estimates go up to ₹10 crore, our ceiling for unsecured business loans.
Unsecured loans with Yoddha Capital
Higher amount. Faster money.
Higher than any one bank
Your file goes out to a panel of lenders and the offers add up. That's how your amount goes past what a single bank would approve on its own.
Assessed across our full lender panel
Turnover, GST and banking read the way a lender reads them
Offers compared before you commit to one
Faster in your account
An unsecured loan is assessed on your business financials alone, with no property valuation to wait on, so approval and disbursal move quickly.
No collateral or valuation in the loop
Approval based on your financials, not paperwork on a property
Most approved files disburse in 3–5 working days
Your property stays free
Nothing is pledged as security for this loan, so your assets stay unencumbered and available for a loan against property whenever you need a larger sum.
No property or asset pledged against this loan
Assets stay free for a loan against property later
One less document, one less valuation to arrange
Ready when you are
Got a number from the calculator? Let's make it real.
Share your details and we'll call you back within one working day with the amount, rate and lenders that fit your file.
