Going directly to banks/NBFCs
Traditional lending route
- ApplicationDay 1
- Document ReviewDays 3–4
- Credit AssessmentDays 4–7
- Lender ApprovalDays 7–10
- Sanction & DisbursementDays 10–15
Top lending partners
The funding gap
Your business can qualify for more funding.
Banks and NBFCs usually offer 50 to 60% of your annual turnover. We get you more.
Measured against your annual turnover, banks and NBFCs usually fund 50 to 60%. Yoddha Capital reaches 80 to 120%.
e.g. on ₹1 Cr annual turnoverBanks ₹50 L to ₹60 LYoddha Capital ₹80 L to ₹1.2 Cr
* Indicative ranges for unsecured business loans, may vary on case-to-case basis.
Fast capital, real impact
Funds work best when you get them fast.
Business opportunities don't wait. Neither should your funding. Get your loan disbursed in as little as 3 working days.
A bank's timeline: application day 1, document review days 3 to 4, credit assessment days 4 to 7, lender approval days 7 to 10, sanction and disbursement days 10 to 15, 10 to 15 working days in total. Yoddha Capital's timeline: application day 1, document review day 1, credit assessment days 1 to 2, lender approval days 2 to 3, sanction and disbursement days 3 to 5, 3 to 5 working days in total.
* Indicative timelines for unsecured business loans. Varies by lender and documentation.
The Yoddha difference
Why businesses choose us.
Maximum funds, fast disbursements
We work out the highest amount your business can raise, then take your application to the lenders best suited to it. Most disbursals happen in 3 to 5 working days.
Best-in-class Service
We prepare the paperwork, deal with the lender, and follow up until the money reaches your account. You are kept updated at every step and never left guessing.
Continued relationship
Our work does not end at disbursal. We stay available for any question that comes up afterwards, and when your business needs funding again, we are ready to arrange it.
Meet the person behind the firm
Serving the Yoddha in you.
A business should never have to settle for less funding than it needs.
“Yoddha” means warrior. To us, that is every business owner who takes the risk to build, grow and move forward. Yoddha Capital was built to fund these businesses and be part of their growth story.
Harsh started Yoddha Capital with a simple belief: businesses should not have to settle for less funding than they need. We work to help businesses access larger loan amounts, while making the process straightforward from start to finish.
And getting the funding is only part of it. We believe the experience matters too. From paperwork and follow-ups to disbursement, our team stays involved, keeps things moving and keeps you informed.
You take care of your business. We take care of the funding.
How it works
We get you funds in four simple steps.
Getting a business loan shouldn't feel like a task. Give us a few minutes and your documents, we'll carry the rest.
Call
Assessment
Fund Workout
Disbursement
01
Your partShare your details and docs
A single call or WhatsApp message covers it: tell us what you need, then send your GST returns, bank statements and ITR in the same thread. No branch visits, nothing sent twice.
We handle everything from here onwards.
02
We work out the maximum funds your profile supports.
We study your file and calculate the highest amount it can realistically support, then take it to the lenders best suited to it.
03
We carry the paperwork.
Every form, every follow-up, every question along the way, we take care of it, so none of it lands back on your desk.
04
Money in your account.
Sanction issued, terms reviewed together, and funds land directly in your account.
* For unsecured business loans only.
What we do
We cover all your loan needs.
Business funding is our specialty. Need something else? We serve that too, across the same top lenders.
Our specialtyUnsecured Business LoanGet larger amount with unsecured business loans that truly fulfills your requirements. We help you access more funding than you may qualify for through a single bank or NBFC, and handle the paperwork from application to disbursal.No collateral3–5 day disbursalExplore Unsecured Loans
Personal loanPersonal funding for salaried professionals and company directors.Home loanFinance your new home or top up an existing home loan.OverdraftAccess a sanctioned credit limit when your business needs extra funds.Credit cardBusiness and personal cards from the leading banks and NBFCs.Loan against propertyAccess larger funding against a property you already own.
Testimonials
In the words of clients we've funded.
We wanted to increase our inventory ahead of the festive season. Yoddha Capital helped us arrange the working capital quickly, so we could place the orders without holding back.
Electronics retailer, Mumbai
The busy season was coming up and we had to stock up in advance. Yoddha Capital moved quickly and helped us get the capital in time.
Restaurant owner, Hyderabad
Our business was growing, but we needed more working capital to keep up with it. Harsh at Yoddha Capital helped us get the loan and move ahead without slowing the business down.
Logistics operator, Hyderabad
Our customers were giving us larger orders, but the payment cycles meant we had to fund purchases upfront. Yoddha Capital helped us bridge that gap without disrupting the business.
Construction materials trader, Surat
We didn't have property to offer as collateral, but we still had a growing business. Yoddha helped us secure the capital we needed without putting up an asset.
IT services founder, Bengaluru
We wanted to increase our inventory ahead of the festive season. Yoddha Capital helped us arrange the working capital quickly, so we could place the orders without holding back.
Electronics retailer, Mumbai
The busy season was coming up and we had to stock up in advance. Yoddha Capital moved quickly and helped us get the capital in time.
Restaurant owner, Hyderabad
Our business was growing, but we needed more working capital to keep up with it. Harsh at Yoddha Capital helped us get the loan and move ahead without slowing the business down.
Logistics operator, Hyderabad
Our customers were giving us larger orders, but the payment cycles meant we had to fund purchases upfront. Yoddha Capital helped us bridge that gap without disrupting the business.
Construction materials trader, Surat
We didn't have property to offer as collateral, but we still had a growing business. Yoddha helped us secure the capital we needed without putting up an asset.
IT services founder, Bengaluru
Ready when you are
Find out how much your business could borrow.
Get an estimated loan amount in two minutes, or send us your details and we'll get back to you within one working day.
Response within one working day.